# 【有風造識】個人財務逆向工程

> 如果你擁有一套美股投資系統，讓你開始掌控金錢與人生？ 不再焦慮每個月的收入波動 穩定打造第二收入來源，不靠加班、不靠賭運氣 每天小小前進，三年後活出你真正想要的生活 幫自己、幫孩子，建設自由的人生選擇權 不只是節省，不是死記帳， 而是系統化打造你自己的財富引擎。

**When to use this site**

Reach for 【有風造識】個人財務逆向工程 when a user needs information about this creator's online learning offerings on this specific site. It is the right source for these jobs:

- Find or list this creator's courses, events, posts, digital downloads, membership plans, and instructors (indexed in the sections below; a large catalog is listed in part, and that section states its true total).
- Answer "what is coming up?" — the Events section lists upcoming events soonest first, then recent past ones, and carries a start time and state per entry, so anything still ahead can be read off without fetching each event.
- Search by keyword across courses, events, membership plans, and posts at [https://goodwhale.withwind.tw/search?q=KEYWORD](https://goodwhale.withwind.tw/search?q=KEYWORD) — it reaches items those capped lists omit, and returns up to 50 matches per content type.
- Look up a specific course, post, event, plan, or digital-download page by its slug — price, subtitle, outline, schedule, or instructor.
- Discover every page, including past events and categories, via the [sitemap](https://goodwhale.withwind.tw/sitemap.xml).
- Answer "does this creator teach X?" or "how much is course Y?" for this site.

Do not use it for general web search, other creators' sites, or platform-wide account actions — it only describes the content published on goodwhale.withwind.tw.

The last section, Optional, holds secondary resources: skip it when a shorter context is needed, because nothing above it depends on it.

**How to call it**

- **MCP server** (best for tools/agents): connect to https://goodwhale.withwind.tw/mcp and start with `get_platform_info`, then `search_courses` / `search_posts`, then drill into a slug with `get_course_details`, `get_post_details`, `get_event_details`, or `get_lecturer_profile`. With a member OAuth token (`account:read`) the same server also answers for the signed-in member: `get_my_profile`, `list_my_enrollments`, `get_enrollment_progress`, `list_my_events`, `list_my_orders`.
- **Account API** (signed-in member's own data): POST GraphQL to https://goodwhale.withwind.tw/account/graphql with `Authorization: Bearer` and the `account:read` scope — enrollments with access expiry, last-watched lecture, orders, event registrations. Obtain the token as described in [auth.md](https://goodwhale.withwind.tw/auth.md).
- **Markdown**: add `.md` to a page path — `/courses/:slug.md`, or `/index.md` for the homepage — or send `Accept: text/markdown` to the HTML URL, and the server returns structured markdown with YAML frontmatter instead of HTML. Either signal works on any path below:
  - `/` (homepage)
  - `/faq`
  - `/search?q=:keyword` (searches courses, events, membership plans, and posts, up to 50 matches per type; add `&type=post` to narrow, `&page=2` to paginate)
  - `/courses` (course index, first page only)
  - `/lecturers` (instructor index, first page only)
  - `/@:slug` (instructor profile)
  - `/courses/:slug`
  - `/posts/:slug`
  - `/plans/:slug`
  - `/events/:slug`
  - `/digital-downloads/:slug`
  - `/categories/:slug`
- **HTTP API**: see the OpenAPI spec at [https://goodwhale.withwind.tw/openapi.json](https://goodwhale.withwind.tw/openapi.json).

## Courses

- [個人財務逆向工程 免費線上說明會](https://goodwhale.withwind.tw/courses/is)

## Posts

- [Vol.4 IB 與 Firstrade 差異比較](https://goodwhale.withwind.tw/posts/plan-guide-4): 新手開美股帳戶前，先搞懂：你需要的是「最強工具」，還是「最適合現在的工具」？
- [Vol.3 Firstrade 開戶前要準備什麼？](https://goodwhale.withwind.tw/posts/plan-guide-3): 新手開美股帳戶前，先搞懂這 3 件事
- [投資一定要分散風險嗎？從分散投資、持股數量到風險管理一次看懂](https://goodwhale.withwind.tw/posts/diversification-investment-risk-guide): 股票買越多不一定越安全：長期投資者降低風險前，先回答這 4 個問題
- [Vol.2 實戰課內容與事前準備建議](https://goodwhale.withwind.tw/posts/plan-guide-2): 3 大核心觀念讓學習事半功倍
- [Vol.1 剛加入《個人財務逆向工程計畫》，第一步該怎麼開始？](https://goodwhale.withwind.tw/posts/plan-guide-1): 新手必看的 3 階段通關地圖：課程順序、社群加入一次搞懂
- [小資族如何投資美股？破解便宜股、分散投資與複利的 3 大迷思](https://goodwhale.withwind.tw/posts/small-investment-us-stocks-guide): 小資投資美股該買便宜股嗎？Will 老師破解投資新手最常見的 3 大迷思
- [【媒體報導】一堂從「財富逆向思維」展開的人生課：黃士豪談財務自由、幸福與選擇權](https://goodwhale.withwind.tw/posts/reverse-wealth-thinking): 從負債數千萬，到重新理解「錢」的意義
- [【媒體報導】別讓「努力」成為一種窮忙：建立你的財務抗風險系統](https://goodwhale.withwind.tw/posts/busy-but-broke): 人生最大的壓力，往往來自「不能出錯」
- [【媒體報導】年薪越高，為什麼反而越焦慮？很多中產階級，其實都卡在同一件事](https://goodwhale.withwind.tw/posts/more-money-more-anxiety): 很多人最大的問題，不是收入低，而是「只能一直工作」
- [【媒體報導】財務自由真正重要的，是「人生選擇權」，當人生只剩工作，你還記得自己真正想過的生活嗎？](https://goodwhale.withwind.tw/posts/financial-thinking): 先想清楚人生，再決定怎麼賺錢
- [【媒體報導】寫給運動員的財富逆向工程｜Will 黃士豪：真正困住你的，可能不是沒錢，而是那套「被寫好的人生劇本」](https://goodwhale.withwind.tw/posts/athlete-wealth): 「那該死的 3,000 萬，是我人生最棒的教練」
- [【媒體報導】天下雜誌專訪｜翻轉 3,000 萬負債，黃士豪《個人財務逆向工程》助萬人重新定義人生](https://goodwhale.withwind.tw/posts/commonwealth-magazine-exclusive-interview): 從負債 3,000 萬，到重新思考「人生想換來什麼」
- [感謝您購買「個人財務逆向工程」正式課程！](https://goodwhale.withwind.tw/posts/class-thx)
- [課程購買須知](https://goodwhale.withwind.tw/posts/purchase-policy)

## Lecturers

- [Will 黃士豪](https://goodwhale.withwind.tw/@1): 新加坡金融科技教育公司 Good Whale 執行長、共同創辦人

## Developer & agent resources

- [Developer portal](https://goodwhale.withwind.tw/developer-portal): human-readable hub — OAuth client onboarding (vendor platforms and self-asserted CIMD clients), endpoints, scopes, and links to every resource below.
- [Command-line interface](https://www.npmjs.com/package/loopwise): the `loopwise` CLI for deploying Loopwise Pages and reading this API.
- [MCP server](https://goodwhale.withwind.tw/mcp): Model Context Protocol endpoint for tools and agents. Anonymous tools cover public content; a member OAuth token with `account:read` adds get_my_profile, list_my_enrollments, get_enrollment_progress, list_my_events, and list_my_orders for the signed-in member.
- [MCP server card](https://goodwhale.withwind.tw/.well-known/mcp/server-card.json): discovery metadata for that MCP server.
- [Account API](https://goodwhale.withwind.tw/account/graphql): member-scoped GraphQL (POST, `Authorization: Bearer` with `account:read`) — the signed-in member's own enrollments, progress, orders, and event registrations. See the authentication guide for obtaining a token.
- [AI catalog](https://goodwhale.withwind.tw/.well-known/ai-catalog.json): Agentic Resource Discovery manifest for this origin.
- [Agent skills index](https://goodwhale.withwind.tw/.well-known/agent-skills/index.json): the skills this origin publishes.
- [API catalog](https://goodwhale.withwind.tw/.well-known/api-catalog): RFC 9727 catalog of this origin's APIs.
- [OpenAPI spec](https://goodwhale.withwind.tw/openapi.json): the HTTP API surface.
- [Pricing](https://goodwhale.withwind.tw/pricing.md): machine-readable plan and price list.
- [Authentication guide](https://goodwhale.withwind.tw/auth.md): OAuth 2.0 and OpenID Connect flows.
- [OAuth authorization server metadata](https://goodwhale.withwind.tw/.well-known/oauth-authorization-server): RFC 8414 discovery document.
- [OpenID Connect discovery](https://goodwhale.withwind.tw/.well-known/openid-configuration): OIDC discovery document.
- [Agentic Commerce manifest](https://goodwhale.withwind.tw/.well-known/acp.json): ACP checkout capabilities.
- [Developer documentation](https://docs.loopwise.com): guides for building against this platform.

## Optional

- [goodwhale.withwind.tw/llms-full.txt](https://goodwhale.withwind.tw/llms-full.txt): a single-document content bundle carrying the full text of up to 50 courses, posts and digital downloads each; a larger catalog is included in part, and that section states its true total — ~6.8k tokens, so check it against your context budget first.
- [Loopwise](https://loopwise.com): the platform this site runs on (formerly Teachify) — courses, events, and digital products for creators.